Tracy Molenaar

I highly recommend Tracy. She is knowledgeable, professional, responsive, and truly cares about helping her clients find the best mortgage solution for their needs. She takes the time to explain everything including all the acronyms and industry jargon I didn't know about and makes what can be a stressful experience feel much easier. If you're looking for a mortgage broker who is honest, trustworthy, and dedicated to great service let Tracy help you!

Tracy is smart, responsive, and professional. She is great at educating you about your home loan options.

highly recommend Tracy Molenaar for anyone needing loan assistance. Her knowledge and dedication made the entire process smooth and efficient. Exceptional service and results.

Tracy is amazing and a pleasure to work with. She provides consistent and clear communication/information and broke everything down that I needed to help me decide and make this refinance as easy as possible. We got it done in record time!

Tracy and her team have gone above and beyond for my family—not once, but twice! The first time, she pulled off a miracle by navigating our VA loan and securing our dream home under a tight deadline. More recently, she made our refinance process effortless and found us one of the most competitive rates on the market (our friends were honestly shocked about how low our rate was!) What we love most about working with Tracy is how communicative and available she is—it always felt like she was just a call or message away. She truly made us feel like we were working with a close friend who had our best interests at heart. We look forward to working with Tracy and her amazing team again and highly recommend them to everyone in our community!

Tracy was amazing. Very patient with me especially when I was beyond stressed. We had a 14 day escrow and she made it all happen….on time! She is very knowledgeable and will assist you in any way that she can to ensure you get the best loan possible. Tracy is responsive via phone, text and email and I would highly recommend her….and I will definitely use her in the future.

Tracy is a true miracle worker! Not only is she insanely knowledgeable in the mortgage space, she's willing to move mountains to make things happen to support us through what would have been a stressful process! So grateful!

Tracy was great to work with! She was very clear about the loan process and helped me to understand all the elements that went into purchasing a home. I am happy that with Tracy's help I was able to make an informed decision and have the opportunity to become a first time home buyer! I had some hurdles in the process and because of her we crossed the finish line without delay. Thank you Tracy!

With Tracy's knowledge, experience and patience she was able to find the best deal for us through all the uncertainty in the markets. We really appreciated the work she put in for us!!

Tracy was thorough and made the process easy to navigate!

Tracy Molenaar and her team are truly amazing, they were on top of everything from getting documents to us on time to following up on our progress everyday. Because of her efforts our loan closed on time as promised. Tracy and her team are extremely friendly, courteous, professional and above all she was always available when we needed her night and day! The application process was easy and convenient and because of our busy schedules we were able to complete most everything on line. Tracy and her team worked really hard to get us a great rate and to secure us a loan that met our needs in what we were looking for. We would most definitely call on Tracy again and request her services if the need arises and we will recommend her highly to all our friends and family! We trust Tracy and her team implicitly and we are beyond grateful that she was recommended to us. Thank you Tracy for working so hard in helping us to fulfill our dream! We ARE forever grateful!

Tracy was amazing throughout the process. We didn’t know what to expect, but she made it 100x easier than we thought it would be to get into our home. We closed on time and got a great rate. We would recommend and use Tracy every time! — Nikko

Tracy was great! Always easy to get a hold of and constantly kept me in the loop

Tracy was great. East to get ahold of and always kept me in the loop.

Amazing customer service, fast to respond to my questions, shared knowledge and helped us learn throughout the process, would highly recommend to anyone. Tracy and her bubbly, positive, and high-energy personality is refreshing and easy to work with. Absolutely a joy.

Tracy worked her magic! My probate attorney told me no one could get me a loan on my family home (to pay off the reverse mortgage). Tracy proved him wrong!
Working with her was straight forward and she kept me informed every step of the way. She is truly a rare find in her industry. If you wonder if you might qualify for a loan, don't hesitate to call Tracy. She is very nice and has creative loans I had never heard of.

As a first time home buyer, I was so pleased at how easy Tracy made this entire process. She was so kind and helpful through every step of the way - making sure all my questions and uncertainties were answered!

Tracy deserves a big shout out for transforming my unique situation into a successful purchase of my dream home. I never thought in a million years that my dream of owning a home would come true, but here I am, moving from an expensive rental to a house that my children and I absolutely love, all within my budget. Tracy understood my goals and made it all come together perfectly, so now I'm set for what's next. Tracy is the best, seriously! She's a total numbers genius, caring as heck, and never gives up on closing deals. Thanks a million, Tracy!

Tracy was fantastic to work with on a refinance. I had so many questions and Tracy answered each one in a way that I could understand the process and the options that were available. I needed this to happen quickly and Tracy did that for me. The process was so easy and quick that I can hardly believe that my new loan is in place!

We were new to the west coast and Tracy was recommended to us. Little that we knew California real estate market is nothing like new york. Tracy helped us through the process every step of the way. She was very responsive and we never had to wait to get a response from her. She is very knowledgeable and was able to answer generic questions and run the numbers immediately. There were no surprises in the process. She was also constantly following up with other parties to make sure there are no delays. My coworker is closing on a house a 4 days later than I and my interest rate is much better than hers.

I feel we were extremely lucky to get in contact with Tracy. For the past 2-3 years, during this crazy market, she has helped us in every way. If I had a question, she would respond quickly. Even if we were not ready to buy, she helped us see what we could afford. She helped us find the best loan and fought hard to get us the best rates! The process is very confusing, and we are so incredibly thankful to have her help us. I will 100% use Tracy again! Thank you Tracy! You are the best!!

Tracy was the best loan officer we have ever worked with. She accomplished so much, I know our loan was challenging but she got through each step and did so in a timely manner. She kept excellent communication with us throughout the entire process. That is the sign of someone who cares. We highly recommend her for anyone looking to finance a home.

Great experience

An absolute joy to work with. Highly recommend.

Tracy was really easy to work with. Always willing to answer any questions or explain something.

Tracy was great. Communicative and helpful in getting us through all our numerous road bumps. She was a supportive resource with our complicated transaction and was awesome in pulling us through.

Tracy is the reason we were able to buy our dream condo. She went above and beyond throughout the entire process to make sure our buying process went smoothly. She was an absolute pleasure to work with and i recommend her to anyone i know. We will never use anyone but Tracy for our purchases. If you want to buy a home and have it done right, explained to you clearly and feel completely comfortable with the process, go with Tracy!

I’m would say, “she’s the girl!” Extremely knowledgeable in her field. No nonsense. Will never waste your time. Efficient. Just a big sweetheart . Pleasure to work with.

I am a local Realtor who has worked on a couple transactions with Tracy. No matter what transaction I bring her large or small she always gives her best and treats my clients with stellar service.

I I love working with Tracy she was on top of everything her and her team made it easy to understand the whole process. If anybody wants to buy a house I recommend Tracy 100% she will guide you and help you through the whole process.

If there was a 10 stars rating I would give it. Tracy is amazing and works with you and any situation you may have to get you your loan. She is understanding, experienced, and highly knowledgeable. I cannot thank her enough for her guidance through this process.

Tracy is amazing. She was friendly, communicative, and guided my girlfriend and I through the loan process every step of the way. What was most impressive is that she was able to navigate through my difficult income situation - I do many individual one-off jobs, and have multiple W-2s w/ many production companies, with pay that includes guaranteed OT calculated for my day rates (I work in the movie / commercial industry). This did not rattle Tracy as she totally crushed it handling the paperwork and getting the rate and proper loan that I desired. Overall definitely recommend her for any loan needs, and I will be coming back for the ReFi!

Tracy helped me step by step during the whole home buying and loan process. She was Always a txt or call away. Explained everything to me, being a first time home buyer. Will definitely work with her in the future again. — Ada

I'm someone who is considered to have a lot of life experiences, which is code for "old" but I say this because my long list of life experiences, I've purchased quite a few homes and my most recent purchase was with Tracy...and can I say, I hope to have her by my side with all of my future purchases. Her responsiveness, candor, professionalism and ability to keep me sane during this whole process far surpasses anyone else I've worked with .. Tracy is a gem and if you're looking for a lender, don't look any farther than Tracy Molenaar.

I'm very thankful for Tracy’s guidance, availability, promptness and diligent work throughout the home buying experience. She truly is a subject matter expert who makes it a personal goal to assist in purchasing your home as quickly as possible. I couldn’t thank her enough for making this such a smooth process.

Tracy saved our home buying contract from falling through! She worked so quickly that we were able to get from loan application to “clear to close” in just 8 days! We couldn’t be any happier with her service and we’re glad she work with us. We had a bad appraisal from our lender that had us scramble to get a new one in hopes of getting a better appraisal. Our realtor referred us to Tracy. She understood the urgency of our situation and worked with us to get the loan application quickly. She even proactively locked our rate - something our old lender did not do. She’s very quick to respond and answered all my questions patiently. If we had to do the loan application process all over again, we should have went to her instead! We highly highly recommend her.

our experience was the best ! everything was done quickly and professionally. i love that Tracy always answered our calls and questions , no matter how silly they may be ! . i cant believe she made this all happen !!! we are so beyond happy

Tracy was great! She worked hard, efficiently and promptly during our whole experience! She even worked late at night with me during some of my only free time since I work 12 hour shifts in the hospital. My first time buying a home and a loan this large was scary but Tracy eased the way, explained things and showed patience when I wanted to better understand anything. I 100% recommend Tracy!

Tracy was great at answering all our questions and getting our loan approved quickly and efficiently! We got a great interest rate and everything was simple and easy to do!

Our experience with Tracy has been seamless! Tracy is very knowlegable, understanding, organized and works diligently for the best possible outcome for her clients and prospective clients! She will ALWAYS have our business! Thanks Tracy!!

Tracy made the refi process so easy. We were putting it off (even with these great rates) because in the past it can be a hassle. Tracy made the process so easy. The application was all online, we sent everything online, and Tracy kept us informed the whole time on what was going on. I highly recommend her to anyone looking for a mortgage.

Tracy was amazing. I can’t imagine going through the buying process of our first home without her. She really made the entire process for us feel seamless and I can’t recommend her enough. I feel truly lucky to have had her guide me through the process.

Tracy helped me from start to finish. I was worried I would have trouble qualifying because I am self employed. Tracy helped me with all of that and I ended up with a great rate! I highly recommend her!!

I would absolutely tell my friends and family (and currently do tell them) about Tracy and how great she has been. Takes care of everything for us and we love visiting her each year!

Tracy was amazing to work with.

We were at our wits end and somebody suggested we give Tracy a call and it was the BEST decision we made.

She was so attentive and answered every single question we had, even if we repeated our questions over and over again. She was always kind and had a smile on her face. She truly her customers friend.

From the time we contacted her, she worked so hard to get us the best refinance option and kept us up to date constantly, We never ever felt out of the loop.

From beginning to end, it was THE best experience we've had working in the mortgage/refinance space. We would recommend Tracy to anybody. I guarantee, you will not go wrong and it will be one of the best decisions you ever make!

Tracy is friendly an efficient. My loan closed on time and I got a great rate!

Tracy is not only friendly but very efficient. My loan closed on time, and I got a great rate! I would recommend Tracy to anyone who needs to refinance or get a new loan!

Tracy went above and beyond getting my loan. She is a true professional. It was such an easy process because of her. My loan was processed so quickly. I highly recommend Tracy !!

Tracy has been amazing throughout the entire loan process. She was very informative and knowledgeable about everything and kept me in the loop on what was happening at every stage of the loan! I highly recommend choosing someone who will really fight for everything you want in a loan and she is definitely the one to do it!!! Thank you Tracy!!!

Tracy was absolutely amazing to work with! So professional, on top of everything, fast, and friendly. We would not have been able to find such a good interest rate for our mortgage without her nor closed the purchase of our house so quickly. I cannot recommend Tracy enough!

Tracy was absolutely amazing to work with! So professional, on top of everything, fast, and friendly. My wife and I would not have been able to find such a good interest rate for our mortgage without her nor closed the purchase of our house so quickly. I cannot recommend Tracy enough!

Excellent service and couldn’t be happier. Tracy was able to fund my home purchase and close a deal on one of a kind complex loan with a good rate.

We are so incredibly thankful for Tracy! My husband and I were almost two weeks into our loan and getting no where when we were introduced to Tracy. In no time at all she was on top of it and had us ready to close without having to push any dates. In the current market I know she was insanely busy and that we weren't her only clients, but she never made us feel like we were anything less than her top priority. I cannot recommend Tracy enough! She saved us from losing out on our perfect home. If you are looking for someone that puts in the work and will make your home her priority then Tracy is absolutely your girl! My only regret is that we didn't meet her sooner because it would have saved us a lot of stress in those first couple of weeks.

Right from the beginning I felt like everything was going to be great. Tracy was amazing. She went to work immediately. Which was that first day. Getting things done. Highly recommend using Tracy. Also was was very kind.

I recently closed. From day one Tracy went to work immediately. She asked for my info, pushed me right through getting me Pre Approved instantly. She was very professional, with lots of kindness. Tracy made panicked me feel calm, and relaxed to the end. Tracy gave me verbal explanation’s , and conformation. After getting my own insurance, she was able to get me a lower rate. Through her resources. I highly recommend Tracy.

I can't express how easy this process was thanks to Tracy! From the beginning, she took the time to explain everything to me so I was comfortable and informed about what was going on. No matter what time it was, if docs needed to be processed or sent to me she was doing it. Wish I had enough money to buy another house so I could work with Tracy again!!

Tracy was awesome! Her and her team crushed it for us. Any time we had a question or concern it was quickly answered.

I would definitely recommend to use Tracy if you are buying a property. Also, she is perfect if you are trying to buy your secondary property or rental property. Will definitely be using again in the future!

I would definitely recommend Tracy to anyone who is looking to refinance. She understood our situation and timeframe, and got our loan funded on time. Appreciated the fact that she took time to call us with updates. Thank you SO much, Tracy!

I’ve rarely come across someone who is a true expert in their field, superbly personable, and easily approachable when I need to understand something that I’m just not getting. Tracy is this rare find. She is an expert at her craft, extremely responsive, patient, and through our refi process always had my families best interest at heart. The refi she found will save us thousands every year; and with my fiancé having lost her job due to Covid, we now have hope we can stay in our home. Thank you, Tracy. You’ve made a material difference for our family.

This was our first time buying a house and Tracy made the process feel way less stressful than everyone else seems to make it sound. We got a great loan and any question we had about any part of the process she was right there with an answer. It was a great first-time experience and we plan to use Tracy again for future properties.

Being a veteran with terrible credit history Tracy was extremely knowledgeable how to work with the VA, she worked very hard along with my realtor to get me my family our first home after I had almost lost all hope. Thank you!

Tracy is AMAZING! She made the home buying process a breeze, and was always there for us when we needed her (even with our many questions we asked her). Thank you, Tracy!!

Disclosure documents with final charges was not presented until the day before signing. I was quoted a rate with a $2,500 credit, was told I would get $750.00, but only received a $700.00 credit. Very disappointing. I will not be referring anyone.

Tracy was awesome ! She assisted me with my first home purchase, went above and beyond to get the best rate for me, she was literally available for me 24/7 answered all my questions and made me feel very comfortable during the loan process ! thank you again Tracy !

On top of every aspect, diligent follow up and great communication/transparency. I felt like Tracy was on my side the whole way through. I have referred her to several others since our work together. I would Absolutely use her next time.

Tracy is caring and straightforward. She had a quote for us within an hour of taking basic information. While always professional, she made the process of a mortgage refinance fun!

Tracy did her research, and presented us with multiple refinancing options which saved us money. I highly recommend her!

Tracy was referred to me by my daughter after having met her through networking. I am pleased to say Tracy was incredible! I am so glad I made the decision to take advantage of the low rates available today and I was extremely impressed with how FAST Tracy turn the whole process around. I was able to get a lower interest rate, a lower monthly payment, and tap into some of my equity. The overall experience was smooth and painless! I will definitely refer Tracy to my friends and family.

I referred my Mom to Tracy for a refinance. Tracy responded right away and worked diligently on getting the BEST rate and terms. Her work ethics are excellent! I have already referred her to other friends looking for financing options.

We were so thrilled with the ease and pleasure of working with Tracy on our Refi. Just a few short phone conversations and some paperwork and we were on our way. Tracy was right there with answers when we had questions and was always easy to reach. We will and have recommended Tracy for anyone looking to refinance. It was truly a great experience.

I would like to say that Tracy will fight for you and she won’t stop until she gets you the right home loan. She makes sure you can afford living in your own home, she makes sure you are up to date on your credit and helps you along the way. I am extremely blessed to have found Tracy because without her help I would not have my home today. I would definitely go through it again. Thank you Tracy

Tracy was awesome! She made the process stress free and kept us constantly updated with the loan process. She answered all of our questions and made us feel comfortable and confident about our home purchase.

Tracy was such a blessing to work with! She came in $1,000 under her original quote, got us to docs in 21 days and reduced our payment by $257.65 a month. I still can’t believe we will be saving over $91K in interest. Amazing! It was refreshing to work with Tracy because she was transparent about how the process worked and how much she would charge in fees. She didn’t hide anything. She took the time to educate us about how a refinance works and remained responsive through the entire process. Update 10/13/20 This is now our second time working with Tracy. Both times to refinance and take advantage of lower rates. And both times Tracy did not disappoint! This most recent experience, Tracy came in below her estimated rate! She is fast and professional and made refinancing during the middle of a pandemic a breeze. I also appreciate Tracy’s transparency and honesty. She truly wants what is best for you and won’t steer you in the wrong direction. We love working with Tracy and I am sure you will too.

Tracy is the best! She helped us with a refi on a property and a new loan on another and both went extremely well. The rates were awesome! Tracy and her team work hard to get the deals done quickly so if you need something done fast she’ll get it done! She was always available to speak with us and answer all of our questions. She’s honest and reliable. We’ll definitely use her again!

Great service. Extremely responsive and courteous. Would work with her again and highly recommend!

Great refinance experience from start to finish. All our questions and concerns were promptly answered or tended to with absolute clarity and detail.

Tracy is an amazing mortgage broker, handle everything very well and gave the best rate I have ever had.

The smoothest refinance I have ever experienced, and in the midst of the pandemic. Efficient, Professional, Organized, problem solver are but a few adjectives to describe Tracy. I will be back and will send my family & friends. Thank you!

Tracy rocked it out of the park with my refi in less than three weeks! She was thorough, answered all my questions, best customer service, trustworthy and displayed integrity. When I signed the papers with the mobile notary, he praised the company and broker for being on top of everything as the signing was seamless and all in order with a short stack due to their due diligence and prior electronic signing.

Tracy was amazing. We had a rough ride going through our selling process, but Tracy was there to help us go through several different loan options and never hesitated to go a different route if it was an overall better option for us. Yes it was more work for her, but her first priority was for the benefit of us as a customer. I will definitely recommend Tracy to anyone. You can tell that she truly cares.

My wife and I recently refinanced our mortgage with Tracy Molenaar. Words cannot express how appreciative we are of her excellent work in giving us the best deal. Tracy is very straight-forward and upfront. She told us upfront when it was not the best time to refi, but kept our file. When rates came down, she kept us in mind and contacted us to start the process. From the beginning to the end, Tracy was very transparent, thorough, and precise. She was always available and responsive, providing detailed explanations to our questions. She is a patient listener and always had a great attitude in understanding and addressing our concerns and questions. She is easy to get along with and her exceptional communication skills made the whole process easier. She kept us updated on the next steps so we always were kept in the loop. Also, whatever she discussed was accurately reflected in the documents. We closed in the timeframe she promised. No information was hidden. Tracy went above and beyond to work behind the scenes to get us the best interest rate and cash back. From the beginning of the process to the end, she always looked out for our best interest.

We have worked with many other loan consultants in the past. However, Tracy is by far the best loan consultant we have ever dealt with. If you are in need of any mortgage/refinance assistance, please do yourself a favor and choose Tracy to assist you.

I can guarantee you will get the best deal and support. You will not be disappointed!!

I can't imagine anyone who looks forward to going through the escrow process. Tracy made the process easy and quick. Tracy found me a great rate, told me exactly what she needed and when she needed it. I closed in two weeks.

Tracy is great to work with!

Tracy is knowledgeable and was a pleasure to work this.

Excellent service and communication.

Tracy is awesome. 👍

Tracy goes above and beyond for her clients.

Tracy is always there anytime of the day to answer questions and clear up confusions I had when about the loan process. If she didn’t know the answer, she’d look into it and got back to me within 24 hours.

I was referred to Tracy by a friend who just went through a refi. I reached out to her to see if it made sense for me do refinance also. Tracy was great every step of the way providing all the information as well as promptly answering any questions I had. In the end, I was able to accomplish what I was looking for (lower interest rate, lower the number of years on the loan, and get some cash out). I even requested a last minute change the day before and she was able to make it happen in time for the signing the next day. Being able to work with someone local was a bonus. Thanks again Tracy. — Sang P.

Tracy is A-Game with communication and hustle. As an Realtor, it was very helpful to have her in my buyers corner getting a tough transaction done! I would highly recommend her. She's heart and hustle and will make your home loan or re-fi a great ecperience.

I was very apprehensive to refinance our home due to the fact that we just refinanced last year. Tracy ran some numbers and showed us how we could save about $600 per month. I still was not sure, especially knowing how difficult it was last time through our bank. Tracy again reassured me that she could make this as painless as possible. A couple weeks later we had a new loan at a fantastic rate and skipped 2 months of payments and taxes impounded. We highly recommend Tracy when you are looking to purchase or refinance your home. Quick, easy, and Painless! Thank you!

There is only one thing to say about Tracy...AMAZING! Without Tracy on our team we would never have got the home of our dreams! her determination, constant contact and quick responses kept our loan on track during a very difficult and unknown economical time. We are so lucky to have found her and she will always be the person we go to for our home loan needs!!

Tracy is the best! She worked very hard in this crazy COVID-19 environment. Even though the entire loan environment was changing day by day, she made sure to stay one step ahead and was even able to fund and close ahead schedule. It was a pleasure working with you - thank you for all your hard work!

Tracy is the most professional, effective, positive, and excited loan professional that I have ever worked with. She was able to get my loan funded in 2 weeks! She saved us almost $88,000 over the life of the loan, and kept the refinance costs to a minimum.
Everything went so smoothly that we could not believe it was done so quickly! She is the best!

Tracy was amazing to work with! She took excellent care of our clients who happened to be first time home buyers. She walked them through every step of the loan process and ensured they were 100% comfortable with each step. Her knowledge and expertise of the process ensured a smooth transaction and produced results that beyond exceeded our expectations! Thanks Tracy!!!

Working with Tracy was an absolutely great experience. I received the best deal with her and fantastic customer service. I highly recommend working with her.

I just had a couple who were buying their first home and they were really nervous about the lending process, but Tracy explained all the steps to my clients and was available to answer their questions at anytime of the day, or night and weekends which made them feel more comfortable in completing the loan process smoothly and conveniently!

Tracy is amazing!

Tracy Molenaar is AMAZING!! I was reviewing my retirement portfolio and I needed to make some financial changes in order to succeed.

Tracy contacted me to assist me in my journey. I had a 30 year fixed loan with a 4.49% interest rate. My plan was to pay off (or try to pay off) my baby condo before retirement. She got me a 15 year fixed loan with a 3.0% interest rate. This put me in a position to retire without any financial worries. Plus, she saved me $143,000 in interest payments. Yes, $143K and my payments are not much more than what I was paying on my 30 Year loan!!.

She is also so wonderful to work with. She is sweet, positive, fun, trustworthy and very fast. We closed my loan in 6 days!! It surely has been a PLEASURE working with her. I will recommend her to all of my family and friends for financial assistance and refinancing.

I HIGHLY recommend her. Now I can retire in peace.

If you're looking for someone that gives 100%, is pleasant to work with, meticulous about numbers, and will just get it done for you; Tracy is the right fit. I've worked on multiple files with her and my job is easier as a result of her organization and attention to detail. In a world where there are many lenders to choose from, I would happily recommend Tracy to my closest friends and family knowing that she will do what's absolutely best for them.

Tracy was amazing to work with, she made the refi process so smooth and stress free!!!! Refinancing with Tracy was quick and easy. It really was the smoothest refi/loan I've ever experienced. Tracy is the best! I highly recommend her, she is a pleasure to work with!

Tracy is an energetic and positive person! Her clients are her #1 priority!
It is of the utmost importance to her that her clients know exactly what is happening throughout the transaction process.

Tracy is awesome! We had been ready to refinance our home for some time now and talked to a few people as well. The whole process seemed so daunting and overwhelming that we never went through. Luckily, I found Tracy through Facebook/Placentia Buz.  From the first moment, we started texting she made me feel so comfortable by answering every question I had. Throughout the whole process, there was not a single moment I felt uncomfortable. I was always in the picture, and the whole process went smoothly and finished without delays and on time. Tracy is the sweetest most knowledgeable and smart professional out there. I would highly recommend her to anyone thinking of taing that first step to buy/refinance their home. I would give her a 💯 stars ⭐️ if I could.

Tracy made the the refinance process so easy. I have refinanced my house a few times and it never went this smooth. She was very attentive and made herself available to ask questions. Any Question! Her customer service is the best. And to top it off I closed in record time! Thank you Tracy for going above and beyond!

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Tracy is amazing! You can always feel the passion and love she has for her clients. This was, by far, the easiest refinance I have ever done in my life! She did all of the work I used to have to do. So smooth and effortless and she saved me over $400 a month! Thanks Tracy!

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Tracy is always an absolute pleasure to work with. She is constantly on top of industry updates and works hard to make sure that she puts her clients in the best financial position possible. She truly has a passion for helping others.

I had the pleasure of working alongside Tracy with her clients. The feedback from each of her clients was extremely positive and each of them were very confident that she had given them the extra guidance and help to make their loan process the best possible. Tracy was very hands on and handheld each client through the process. It is so great to be part of a transaction knowing that the client is confident with their Loan officer!

Great to work with, amazing communication and we saved some cash!!!! Highly recommend Tracy!!!!

I’m was very happy with the way Tracy handled our refinance. It was fast, and easy. I appreciated her excellent communication throughout the process and delivering exactly what she said she would.

Tracy is kind, cheerful, and understanding. She really listened to our questions and got back to us quickly to explain any complex answers. I thank God she was able to safely guide us through the Mortgage proceedings.

Tracy is a top notch mortgage pro who really cares about her clients. Tracy works hard to get her clients a low rate, and takes the hassle out of the process of getting a mortgage. Tracy comes with my highest recommendation!

It was a pleasure and blessing to have Tracy assist our family/parents in a reverse mortgage application. She was honest, real, and helpful in all our questions. She responded almost immediately to communications, and always with a positive attitude. Thank you, Tracy!

Phenomenal experience! Tracy is always well prepared and very efficient, made the whole process simple which I really appreciate. We were able to get a fantastic rate and saved a lot of money!!

Tracy will work for you and answer all questions on time and with great diligence. She allowed us to refi into a better plan swiftly. We are excited to have found someone who we can trust! Thank you Tracy!

Great to work with. She is extremely knowledgeable, answered all our questions, and made the process seamless.